siuleeboss

Effective Date: 2025-12-17

1. Introduction

LedgerZero (“we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy explains how your personal information is collected, used, and disclosed by LedgerZero.

Core Philosophy: LedgerZero is designed as a privacy-first application. We believe your financial data belongs to you. Unlike many other finance apps, we do not store your financial transaction records on our servers. Your data lives on your device.

2. Information We Collect

2.1. Personal and Financial Data

We do not transmit your personal financial records, transaction history, or budget categories to any external server controlled by us.

  • Local Storage: All data regarding your income, expenses, and categories is stored locally on your device using an encrypted database (Isar).
  • Data Sovereignty: You have full control over this data and can export it via CSV at any time. If you uninstall the app without a backup, this data will be permanently lost as we do not hold a copy.

2.2. No Third-Party Tracking or Ads

We do not use any third-party advertising services.

  • There are no advertisements in this app.
  • We do not share your data with advertising networks.
  • We do not use tracking pixels or analytics services that monitor your individual financial behavior.

2.3. Google Play Services

The app uses Google Play Services solely for:

  • In-App Purchases: To process payments for the “Pro” upgrade. This is handled directly by Google Play Billing. We only receive a transaction receipt to verify your purchase status.
  • Google Play Services Terms of Service

2.4. Biometric Data

If you enable biometric authentication (fingerprint or Face ID) to lock the app:

  • We use the standard system APIs (local_auth).
  • We do not collect, store, or transmit your biometric data.
  • The authentication process happens entirely within your device’s secure hardware. The app only receives a “success” or “failure” signal from the operating system.

3. How We Use Your Information

  • To Provide Features: To store your transactions and generate charts locally on your device.
  • To Process Payments: To facilitate In-App Purchases via Google Play Billing.

4. Permissions

The app requests the following permissions for specific purposes:

  • Internet Access: Required solely for Google Play Billing to process purchases.
  • Biometric Hardware: Required to enable the “App Lock” feature.
  • Storage/Media (Scoped): Required to save exported CSV files to your device.

5. Children’s Privacy

LedgerZero is not intended for use by children under the age of 13. We do not knowingly collect personally identifiable information from children under 13.

6. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. You are advised to review this Privacy Policy periodically for any changes.

7. Contact Us

If you have any questions about this Privacy Policy, please contact us at: